Prepare for a Fasting Lab Test
Can I use my Insurance for Specialty Labs?
Some specialty lab tests are covered by insurance and some aren't. In addition, some laboratories bill insurance and some don't. Our specialty laboratories that do bill insurance for running your tests collect a lab copay as part of a “preferred pay” program and promise not to balance bill you, even if your insurance refuses to pay. In this case, you may receive an Explanation of Benefits (EOB) in the mail from your insurance company. This is NOT a bill; it is simply an explanation of how your insurance decided to pay what the lab billed them. If your insurance is Out-Of-Network with the lab, your insurance may pay you directly; it is your responsibility to forward this payment with the EOB to the lab in order to settle your account.
What to Do if I Receive a Bill from a Lab?
If you receive an unexpected bill from a Labratory, please check with the Labratory directly to make sure that they have correctly billed your insurance and/or that they have received your "preferred payment." You can find the phone numbers to each Labratory that we use here.